Garage Doors

We Provide Our Services to Austin, Georgetown, Round Rock, Cedar Park, Leander, Pflugerville, and Surrounding Areas

Austin’s Storm Damage Repair Experts

Assistance with Life’s Ups and Downs

Garage doors may be covered by your home insurance policy in Texas, but the coverage depends on the circumstances.

Our technicians understand the importance of timely services when it comes to storm damage repairs, which is why we guarantee fast turnaround times from start to finish on all of our jobs. We also offer reasonable pricing for all of our services without sacrificing quality or attention to detail. When you choose Kstylez Roofing and Construction for your roof repair needs, you know you’re getting a quality job done fast at the best possible price point! Schedule your free inspection today so that one of our skilled technicians can evaluate your home’s needs today!

will the insurance cover it?

Does Home Insurance Cover a Garage Door?

Garage door incidents can be tricky, but a standard home insurance policy (HO3) will be there to protect you. Here is a look at a few common instances:

  • If you or someone in your household caused the damage accidentally, your home insurance policy will cover it. This includes if you hit it with your vehicle or with another vehicle, such as an ATV or golf cart, in most cases.
  • If your garage door suffers a loss due to an act of nature such as a windstorm, you’ll be covered. However, flooding or mudslides may not be covered.
  • If your garage door is damaged intentionally or through illegal actions, you won’t have a successful claim. It must be accidental damage to qualify.
  • If someone else hits your garage door with their vehicle, your garage door is covered by insurance.

A standard homeowners insurance policy will typically have multiple coverages. If your garage is connected to your home, your dwelling coverage will be there. However, if you have a detached garage, you’re still covered thanks to your other structures coverage.

FAQs Regarding Roof Repairs from Storms

Your roof and other surrounding buildings are susceptible to severe damage from storms. This raises a lot of concerns regarding what to do in the event that your roof sustains storm damage and about preventative measures.

Roof inspections involve a trained inspector conducting an in-depth visual assessment of the roofing system, including its components and overall condition. The inspection will then be documented in a report to determine any potential areas requiring repair or replacement.

Depending on your coverage, insurance may or may not cover roof damage. Hail, wind, falling items, and interior damage resulting from roof storm damage are often covered by insurance policy. 

Roofs are frequently damaged during storms due to exposure to wind and water. Here are a couple of issues a storm might cause to your roof. 

Shingle Damage

Hail and wind can cause shingles to lift, curl, crease, or lose their granules. Your roof may leak if one or more shingles are missing, which happens from time to time. In addition, as soon as you see damaged shingles, you will need to get them replaced or repaired right away. If not, the structural integrity of your shingle is compromised.

Attic Water Damage

Your attic is more prone to sustain water damage if there is a breach in your roof system allowing water to enter. Water damage symptoms frequently begin in your attic and spread to your top story ceiling. The rafters in your attic can be affected by moisture, which causes them to distort and develop surface damage overtime.

There are a variety of roof kinds on the market, and each has a distinct capacity to withstand storms. 

Metal Roofs

One of the safest, strongest, and least wind-prone roof materials is metal. These kind of roofing endure severe hail damage and last for decades. Furthermore, winds up to 160 mph are not a problem for metallic roofing. Naturally, the cost of a metal roof may be slightly more, but the lifespan justifies the extra expense.

Class 4 Impact-Resistant Shingle

Even though we believe a metal roof is the best option, a class 4 shingle would be the most cost-effective choice.
Hail and long-term damage to a roof can result from severe weather occurrences. Installing Class 4 shingles can lower the chance of impact damage to a property for homeowners in hail-prone areas. For homes with Class 4 shingles, many insurance companies provide a discount.

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Roofers You Can Trust

Kstylez Roofing and Construction in Austin is the premier residential roofing company for your repair, replacement, or installation needs. Our experienced team of craftsmen use only top quality materials to ensure an outstanding result that will add value to your home. We guarantee superior workmanship and customer satisfaction on every project. Get in touch today to receive a free inspection so we can provide you with options tailored to fit your budget!

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